Credit Agreement Fundamentals
Learn about the structure and key sections of a credit agreement
Understand the agreement behind the capital structure
Credit agreements define the rights, restrictions, and reporting expectations that shape a borrower’s financing. Participants learn to interpret the terms that matter in diligence, modeling, and ongoing lender communication.
The session at a glance
Format · Live instructor-led webinar or in person
Learning objectives · Identify core credit-agreement provisions, assess covenant and collateral concepts, and explain how documentation affects financing decisions.
Live instruction that connects legal terms to finance decisions
Participants work through the practical meaning of key provisions, using finance context to connect credit terms with leverage, liquidity, flexibility, and risk.
Who this course is for
Finance, treasury, credit, accounting, and transaction professionals who need to read, discuss, model, or manage debt documentation.
Preparation
No legal training is required. Familiarity with basic corporate-finance and lending concepts will help participants apply the discussion.
Course agenda
Learn a structured way to read and discuss the provisions that govern a credit relationship.
The credit-agreement framework
Participants identify the parties, document structure, definitions, and commercial purpose behind a credit agreement.
Borrowing mechanics and pricing
Participants examine commitments, borrowing procedures, interest, fees, and other provisions that affect access to capital.
Covenants and operating flexibility
Participants explore affirmative, negative, and financial covenants and the way baskets and exceptions shape permitted activity.
Collateral, guarantees, and priority
Participants connect security interests, guarantees, and intercreditor concepts to lender protections and borrower risk.
Defaults, remedies, and ongoing compliance
Participants discuss events of default, reporting obligations, amendment mechanics, and the disciplined monitoring that supports a credit relationship.
Your certificate of completion
Upon completion, you will receive a certificate signifying your completion. Add it to your LinkedIn profile, résumé, or professional-development record.
Common questions
The practical details, in one place.
Is this live or on demand?
This is a live course that may be delivered via webinar or in-person.CPE availability is confirmed for the specific scheduled offering before registration. Contact Pillars to discuss your team’s requirements.
What does the session cover?
Practical AI use cases in finance, better prompt design, verification of generated work, and responsible handling of information. The emphasis is on using AI with sound professional judgment.
Are recordings, materials, or certificates included?
Materials are included with the course as well as a certificate indicating completion. Recordings availability is subject to contract.
I am a CPA, can this course offer CPE credit?
Yes! Pillars is licensed to provide CPE credit hours for this course.