Terms & Conditions

AGREEMENT TO TERMS

These Terms of Use constitute a legally binding agreement between you, whether personally or on behalf of an entity (“You”), and Pillars of Wall Street, LLC, doing business as Pillars (“Pillars”, “we”, “us”, or “our”), regarding your access to and use of the https://trainpillars.com/ website, as well as any other media form, channel, mobile website, or application related, linked, or otherwise connected thereto (collectively, the “Site”). By accessing the Site, you acknowledge that you have read, understood, and agreed to be bound by these Terms of Use. IF YOU DO NOT AGREE TO THESE TERMS OF USE IN THEIR ENTIRETY, YOU ARE EXPRESSLY PROHIBITED FROM USING THE SITE AND MUST IMMEDIATELY DISCONTINUE USE.

Supplemental terms and conditions or documents that may be posted on the Site from time to time are expressly incorporated by reference. We reserve the right, in our sole discretion, to modify these Terms of Use at any time and for any reason. We will notify you of material changes by updating the “Last Updated” date at the top of these Terms of Use. You waive any right to receive individualized notice of each modification. It is your responsibility to review these Terms of Use periodically to stay informed of updates. Your continued use of the Site after posting of revised Terms of Use constitutes acceptance of those changes.

USER REPRESENTATIONS

By using the Site, you represent and warrant that: (1) all registration information you submit will be true, accurate, current, and complete; (2) you will maintain the accuracy of such information and promptly update it as necessary; (3) you have the legal capacity and agree to comply with these Terms of Use; (4) you are not a minor in your jurisdiction of residence; (5) you will not access the Site through automated or non-human means, including bots, scripts, or similar methods; (6) you will not use the Site for any unlawful or unauthorized purpose; and (7) your use of the Site will comply with all applicable laws and regulations.

If any information you provide is untrue, inaccurate, outdated, or incomplete, we reserve the right to suspend or terminate your account and deny you present or future access to the Site (or any portion thereof).

USER REGISTRATION

You may be required to register with the Site. You agree to keep your password confidential and accept responsibility for all activities under your account. We reserve the right, in our sole discretion, to remove, reclaim, or change any username you select if we determine it is inappropriate, obscene, misleading, or otherwise objectionable.

REFUND POLICY

All sales are final. Once an order is completed, it cannot be canceled or refunded for any reason.

PROHIBITED ACTIVITIES

You may use the Site only for lawful purposes and in accordance with these Terms of Use. The Site may not be used in connection with any commercial endeavors except those specifically endorsed or approved by us.

As a user of the Site, you agree not to:

1. Systematically retrieve data or other content from the Site to create or compile, directly or indirectly, a collection, compilation, database, or directory without our written permission.
2. Make any unauthorized use of the Site, including collecting usernames and/or email addresses for sending unsolicited email, or creating user accounts under false pretenses.
3. Circumvent, disable, or interfere with security-related features of the Site.
4. Use the Site to advertise or sell goods and services without authorization.
5. Defraud, mislead, or attempt to obtain sensitive account information from us or other users.
6. Misuse our support services or submit false reports of abuse or misconduct.
7. Engage in automated system use (e.g., bots, scripts, data mining, or similar tools).
8. Interfere with, disrupt, or impose an undue burden on the Site or its networks.
9. Impersonate another user or person, or use another user’s username.
10. Sell or transfer your account or profile without permission.
11. Use information obtained from the Site to harass, abuse, or harm another person.
12. Use the Site for any revenue-generating endeavor or commercial enterprise in competition with us.
13. Reverse engineer or attempt to decipher any software comprising or supporting the Site.
14. Bypass or attempt to bypass any measures designed to prevent or restrict access to the Site.
15. Harass, intimidate, or threaten our employees or agents providing services through the Site.
16. Remove or alter copyright or proprietary rights notices.
17. Copy or adapt the Site’s software or code, including HTML, JavaScript, PHP, or similar.
18. Upload or transmit malicious material, such as viruses, Trojan horses, or spamming mechanisms, that disrupt Site operations.
19. Upload or transmit spyware, tracking devices, or passive collection mechanisms without consent.
20. Launch or distribute any unauthorized automated system, such as spiders, bots, or cheat utilities.
21. Disparage, tarnish, or otherwise harm, in our opinion, us and/or the Site.
22. Use the Site in violation of any applicable law or regulation.

DISCLAIMER

THE SITE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. YOU AGREE THAT YOUR USE OF THE SITE AND OUR SERVICES IS AT YOUR SOLE RISK. TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE MAKE NO REPRESENTATIONS OR WARRANTIES ABOUT THE ACCURACY OR COMPLETENESS OF THE SITE’S CONTENT OR THE CONTENT OF ANY THIRD-PARTY WEBSITES LINKED TO THE SITE. WE ASSUME NO LIABILITY FOR: (1) ERRORS OR INACCURACIES OF CONTENT OR MATERIALS; (2) PERSONAL INJURY OR PROPERTY DAMAGE RESULTING FROM YOUR USE OF THE SITE; (3) UNAUTHORIZED ACCESS TO OR USE OF OUR SERVERS OR YOUR DATA; (4) INTERRUPTION OR CESSATION OF TRANSMISSION; (5) VIRUSES, TROJANS, OR MALWARE TRANSMITTED THROUGH THE SITE; OR (6) ANY LOSS OR DAMAGE INCURRED FROM USE OF CONTENT POSTED, TRANSMITTED, OR OTHERWISE MADE AVAILABLE THROUGH THE SITE. WE DO NOT ENDORSE, GUARANTEE, OR ASSUME RESPONSIBILITY FOR ANY PRODUCT OR SERVICE ADVERTISED OR OFFERED BY A THIRD PARTY THROUGH THE SITE.

LIMITATIONS OF LIABILITY

IN NO EVENT SHALL WE, OUR DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE TO YOU OR ANY THIRD PARTY FOR INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFITS, LOST REVENUE, LOSS OF DATA, OR OTHER DAMAGES ARISING FROM YOUR USE OF THE SITE, EVEN IF WE WERE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR TOTAL LIABILITY TO YOU, REGARDLESS OF THE CAUSE OF ACTION, SHALL NOT EXCEED THE GREATER OF (A) THE AMOUNT PAID BY YOU TO US IN THE SIX (6) MONTHS PRIOR TO THE CLAIM OR (B) ONE HUNDRED DOLLARS ($100). SOME JURISDICTIONS DO NOT ALLOW LIMITATIONS OF LIABILITY; IN SUCH CASES, THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.